Experience: 20 (Seasoned)
Agility d6; Smarts d8; Spirit d10; Strength d6–1; Vigor d6
Pace 6; Parry 4; Charisma 0; Toughness 10 (6)
Hindrances: Size –1, Loyal, Pacifist (m), Enemy (M—Ring Wraiths)
Edges: Lucky, Rich, Hard to Kill, Elan
Skills: Boating d4, Climbing d6, Fighting d4, Knowledge (History) d6, Knowledge (Riddles) d6, Notice d8, Stealth d8, Swimming d6
Inventory: Sting (Str+d6+1, Danger Sense (Orcs and Goblins Only)), Mithril Shirt (Armor +6), Elven Cloak (Stealth +2), Light of Erendi (light power, 5 Power Points), Backpack, Waterskin, The One Ring (invisibility with a Raise)
Frodo Baggins, Bilbo's nephew, is a well educated and well meaning little hobbit. Raised by his uncle after his parents passed, he inherited his uncle's cleverness, but not his curiosity. Frodo would have been well content to remain in the Shire all his days if it wasn't for the finding of the One Ring, which sent him on a journey of the ages.
Being Bilbo's heir, he also kept his uncle's fortune acquired from the Lonely Mountain (Rich), as well as later receiving his Mithril shirt and Sting. Frodo's strength of will is enormous, shown by just how long he had the ring before it claimed his heart. He accomplishes great things when he puts himself to it, and is really, really, notoriously hard to kill. (I would have given him the Harder to Kill Edge, but he'd need another 20 XP for that.)
Of course, Frodo is simply the ringbearer. The real strength of the party lies in his ever-loyal friend...